Individual users can enjoy a basic free repayment amount of 2000 yuan per person per month (there is no basic repayment amount on the computer side); After the free amount is exceeded, the service fee of 0. 1% will be charged for the excess, and the service fee of 0. 1 yuan will be charged for the single service fee of less than 0. 1 yuan. After using up the basic free quota, you can exchange Alipay membership points for more free quotas.
After the basic free quota of extended data users is used up, real-name users can use ant points to exchange more free quotas (1 points = 1 yuan quota) when transferring money or withdrawing money from Alipay client;
Alipay puts forward the detailed exchange rules for using ant points at present:
(1) Ant Points is a long-term plan for Ant Financial to give back to users. After the ant member is activated, you can get ant points by using Alipay for consumption, financial management, repayment, mobile phone recharge and water, electricity and coal payment. The more points you use, the more points you get.
(2) When the free withdrawal amount of 20,000 yuan is used up, you can also exchange ant points for free withdrawal amount, 1 convertible points 1 yuan free withdrawal amount. When Alipay clients use card transfer and cash withdrawal, they can choose to exchange points for free quota.
(3) Converting ant points into free cash withdrawal quota will not reduce the rank and ranking of ant members;
(4) Real-name users can use ant points to exchange free credits.
References:
Alipay-Is there a handling fee for using the credit card repayment service?
References:
What are the detailed redemption rules for using ant points at present?
References:
Alipay-Is there a 2-hour withdrawal charge?