How to repay with Guangfa Bank credit card
Two ways:
1. Mobile banking repayment: Users can directly log in to Guangdong Development Bank mobile banking and bind Personal credit card accounts and debit card accounts can be repaid directly through the credit card repayment function of mobile banking. This method requires users to hold a Guangdong Development Bank debit card account at the same time, and then complete the repayment through the debit card. Online banking repayment: Log in to Guangdong Development Bank and directly repay the bill of the Guangdong Development Bank credit card account through the Guangdong Development Bank debit card account.
2. Third-party repayment method: Credit card repayment can be completed through the platform. This repayment method can use the debit card account of any bank to complete the repayment, provided that it needs to be bound to the platform If you have a GF credit card account, you will also need to pay a certain service fee for credit card repayments. Automatic repayment: You can bind personal credit card and debit card accounts of Guangdong Development Bank to open automatic repayment credit cards. On the day of repayment, the bank system automatically deducts the fee from the Guangdong Development Bank debit card account.
1. Guangdong Development Bank Credit Card is China’s first standard credit card. The credit limit of the card is preset in accordance with international standards, and consumption is prioritized. After repayment, no deposit is required, and it can be used for overdraft consumption and withdrawal transactions. The first is the standard card, which is used by the general public and has no specific directivity. Truth Card and Pearl Card are high-end credit cards specially designed to target women in the new era. These credit cards will provide certain discounts when purchasing some consumer products for women. The car owner card is for private car owners. They will enjoy more discounts on gas, car maintenance, etc., and at the same time, China Guangfa Bank has issued business cards. This business card can be used in some large consumption establishments and hotels, and you can enjoy certain discounts in some hotel services and reservation services. The interest-free period for overdraft consumption related benefits can be up to 50 days.
2. If you repay in full before the repayment deadline specified by the bank, you can enjoy the interest-free treatment from the transaction date to the repayment due date. The repayment method is flexible, you can repay in full or choose the minimum repayment amount. Domestic overdraft withdrawal handling fee: 2.5 of the domestic overdraft withdrawal amount, with a minimum of RMB 10 (no charge for Platinum Card, Cardless/World Card) Overseas withdrawal handling fee: 3.0 of the overseas withdrawal amount, with a minimum of RMB 15/USD ( No card/Free for World Card) Foreign exchange handling fee: 1.50 Cancellation card account management fee: It will be charged on a monthly basis for six months from the effective date of cancellation of the card, and it will be charged on a monthly basis if it is less than one month. The charge standard for each canceled account is RMB 5/6.
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Guangfa Bank credit card repayment What are the payment methods?
1. Automatic repayment
Cardholders can call 95508 or log in to China Guangfa Bank online banking () to register for the automatic transfer repayment business. On the repayment due date, the cardholder The savings account can be automatically transferred to repay the current balance. Cardholders are free to choose to repay in full or the minimum repayment amount. Guangfa Bank credit card supports US dollar repayment and RMB foreign exchange repayment.
2. Self-service terminal repayment
Cardholders can deposit cash for repayment in 1 minute through Guangfa Bank’s self-service deposit and withdrawal machine CRS, and the credit limit can be restored in real time , be credited on the same day (operations after 22:00 will be credited the next day).
In the Shanghai area, cardholders can also deposit cash to Guangfa Card for repayment through the self-service deposit machine of the Bank of Shanghai, and the credit limit will be restored in real time and credited to the account within 2 working days. No handling fee.
3. Online repayment
Cardholders log in to the Guangfa Bank website (), enter personal online banking, and then use the credit card repayment function to transfer funds from the Guangfa Deposit Card to the credit card for repayment. The limit is restored in real time and credited to the account on the same day (operations after 18:00 will be credited the next day).
Online inter-bank repayment: Cardholders log in to the Alipay and Tenpay websites, enter the credit card repayment page, and simply fill in the repayment information according to the prompts to easily use more than 20 banks (including the four major state-owned banks) ) Debit card repayment across banks.
4. Mobile phone text message repayment
Cardholders can register and activate the mobile phone text message repayment service at a Guangfa Bank branch, bind the Wealth Management Card to the credit card, and then send text messages at any time from When GF Deposit Card transfers repayment to a credit card, the limit will be restored in real time and credited to the account on the same day (operations after 22:00 will be credited the next day).
5. Over-the-Counter Repayment
Cardholders can go to local bank branches that have opened over-the-counter services and deposit cash to Guangfa Card for repayment, which will take 2-3 working days. Enter the account.
6. Lakala Repayment
Cardholders can use UnionPay savings cards from any bank to transfer repayment to Guangfa Card through the UnionPay self-service terminal (Lakala logo terminal), and real-time recovery The amount will be credited to the account the next day.
7. Foreign Currency Repayment
If you transfer the full amount of RMB to Guangfa Card through any of the above convenient methods, you can call 95508 at any time to apply for telephone foreign exchange purchase and transfer the RMB in the card to your own account. Deposit and purchase foreign exchange to repay the foreign currency debt of the card without any activation procedures! Payment will be credited to your account 2-3 working days after successful acceptance.
How to repay with Guangfa Credit Card
Guangfa Credit Card can easily bind UnionPay inter-bank repayment and bank repayment for credit card repayment. If you need to handle it, you can use Huawei Enjoy 10 (Version 1.0.0) Open the "Discover Wonderful" APP (Version 6.1.1), click "My → Quick Repayment → Repayment Settings" and follow the prompts.
1. Guangfa Credit Card is the first domestic standard credit card issued by China Guangfa Bank in 1995, and it is also the first credit card to achieve profitability. The card has a preset credit limit in accordance with international standards. Spend first and repay later. No pre-deposit is required. You can use the credit limit for overdraft consumption and cash withdrawal transactions. The interest-free period for overdraft consumption can last up to 50 days. As long as you repay in full before the repayment due date specified by the bank, you can enjoy the interest-free treatment from the date of transaction to the repayment due date. . The repayment method is flexible, you can pay it off in full, or choose the minimum repayment amount, enjoy revolving credit, and manage your finances more freely.
2. Guangfa Card has always adhered to the service concept of "giving you more and seeing further", guided by customer needs, and led the Chinese credit card market with innovation and market segmentation. As of June 2010, the number of cards issued exceeded 10 million, forming a distinctive "widely distributed card model" with simultaneous development of "quality" and "quantity", and becoming a well-known brand in the credit card field. Guangfa Card has successively won honors such as "Top Ten Most Trustworthy Bank Cards in the World/China", "UnionPay Standard Credit Card Market Development Award", and "Asia-Pacific Best Customer Service Award". At the end of 2010, the credit balance of Guangfa Card exceeded RMB 30 billion, the profit growth rate exceeded 80%, the net profit led the credit card industry, the annual new bad rate was less than 1, and the activity rate, average card income and average card profit were all ahead of the industry.
3. To ensure the safety of funds, you can enjoy free text message reminders for every transaction of over 300 yuan, and be notified of account changes in a timely manner, making using the card more secure. If you need SMS reminder service for all transactions, just call 95508 to activate it, and the cost is only 3 yuan per month. The instant messaging SMS will be sent through port 95508 (mobile/telecom users) or 10655020288 (China Unicom users). The content of the SMS is "The last four digits of your card, xxxx, consumed RMBxxxx yuan at xx hour and minute on xx day,?." Please pay attention. The bank provides customers with card security protection. Within a certain range, customers do not need to bear the losses of credit card theft within 48 hours before reporting the loss, and the amount of protection is up to the full credit limit!
4. Specially designed for Guangfa card customers A 24-hour service hotline is set up at 95508 or (86)20-87310029 to provide faster and more considerate services. Online services include: GF card business introduction, bill inquiry, customer preferential information, GF card activation, credit limit adjustment, online instant loss report, information modification, point gift redemption, etc. Customers' complaints about GF card can be properly handled by just making a phone call. Various card usage needs.
How to repay the money on the Guangfa Credit Card app?
To repay the money on the Guangfa Credit Card app, first open the Guangfa Bank app, click the login logo in the upper right corner, enter your mobile phone number and login password Click to log in. After logging in, click "My Credit Card" in the upper left corner of the interface, then click the credit card inquiry icon, and then click the credit card to select credit card repayment. According to the outstanding amount and the minimum repayment amount, you can directly click the repayment icon at the bottom of the interface to use your mobile phone. Bank repayment can also be made through Baidu Wallet, Alipay, WeChat Wallet and other applications.