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2017 China Merchants Bank credit card loan of RMB 30,000, divided into 24 installments, what is the total interest?

China Merchants Bank Credit Card can only apply for 24 installments of credit card transactions that have been billed. The handling fee for each installment is 0.68%. There is only a handling fee and no interest.

Monthly repayment: handling fee 40000x0.68% + principal 40000÷24=272+1666.67=1938.67 yuan. The total overpayment fee is 6,528 yuan.

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