Credit card is the last repayment date 20-25 days after the bank bill date (depending on the bank), after which interest and late fees will be generated. If the minimum repayment amount (generally 10%) is paid before the repayment date, only interest will be generated.

The late payment fee is 5% of the payable amount, and the interest is 5/10000/day, which will be recorded on the next billing date.

I don't know what you mean by honesty. As long as there is 1 angle mentioned in the previous paragraph, you should follow the procedure, and you can't exceed the maximum limit when overdrawing. Hope to adopt. . I don't understand.