The commercial loan interest rate of China Everbright Bank rises on the basis of the benchmark interest rate of the central bank. The latest benchmark interest rate standard of commercial loans of China People's Bank is as follows: 1, and the annual interest rate of commercial loans within one year is 4.35%. 2. Annual interest rate of commercial loans for one to five years: 4.75%. 3. The annual interest rate of commercial loans over five years: 4.9%.

2. What is the commercial loan interest of China Everbright Bank?

Hello: I have summed up the annual interest rate of the next project for you.

I. Short-term loans within one year (including one year) 4.35

Two, medium and long-term loans for one to five years (including five years) 4.75 more than five years 4.90

Three. The annual interest rate of individual housing provident fund loans is less than 5 years% 5 years (inclusive) 2.75 5 years or more 3.25 years.

3. How to calculate the commercial loan interest of China Everbright Bank?

Your interest rate is 3.465 per month.

The corresponding annual interest rate is 4. 158%, and the corresponding benchmark interest rate is 5.94%.

10 paid a total interest of 42,554.78 yuan.

The total principal and interest is 232,554.78.

Pay 1937.96 yuan every month.

4. What is the interest rate of the first home loan of China Everbright Bank?

The interest rate of the first home loan of China Everbright Bank is the benchmark interest rate of the central bank, and commercial loans will rise by a certain percentage on the benchmark interest rate, which is affected by the qualifications of borrowers and regional policies. Provident fund loans will be subject to the benchmark interest rate and will not rise.

At present, the benchmark interest rate of the central bank is:

I. Commercial loans:

1, the loan term is within one year (including one year), and the interest rate is 4.35%;

2. The loan term is one to five years (including five years) and the interest rate is 4.75%;

3. The loan term is more than five years, and the interest rate is 4.90%;

Second, provident fund loans:

1, the loan term is less than five years (including five years) and the interest rate is 2.75%;

2. The loan term is more than five years and the interest rate is 3.25%.