There are not only different grades of credit cards, but also different card organizations. The largest card organizations in the world mainly include UnionPay, visa, MasterCard, JCB and American Express. Many card friends asked: Can visa credit cards be used in China? In order to solve this problem for more card friends, the relevant knowledge is specially summarized. Visa, also known as Visa, is a common credit card brand in the world, which is mainly used abroad, but it can also be used in a few places in China. Each card organization on the credit card represents a settlement channel, with the visa single logo, which means that this credit card can be used in any POS machine or ATM machine corresponding to the channel. Although most POS machines and ATMs in China are UnionPay single channels, it does not mean that there is no one. Visa credit card can be used in any merchant that supports visa, and the domestic direct RMB account is charged without conversion. Some well-known domestic merchants or overseas merchants, such as Decathlon, Wanning, H&; M, Uniqlo, Starbucks, Pizza Hut, etc. can be used. In addition, you can use it if you have Haitao consumption. 218visa High-end Card Exclusive Privileges and Privileges. However, it needs to be reminded that although visa credit cards can be used in China, they are not as widely used as UnionPay cards and are inconvenient to use. If there is no overseas demand, please honestly use UnionPay cards! In order to make the thinking of card friends clearer, let's take a look at the detailed process of visa credit card domestic use: 1. Find a POS machine that can take the vusa channel to swipe the card; 2. After receiving the RMB payment request, the visa system converts it into US dollars through the internal exchange rate and sends the US dollar bill to the issuing bank; 3. The issuing bank converts it into RMB according to the internal exchange rate. 4. The merchant received RMB. There are two points involved in this: first, the time difference between the two currency conversions will be postponed when holidays are encountered; First, the rate difference between the two currencies (not charged at home for the time being). MasterCard and visa are the most widely used card organizations abroad. What are the differences between them? You must know when choosing a card, otherwise it will be inconvenient to enjoy the rights and interests if you choose the wrong card! ! In a word, visa credit card can be used in China, but it is not convenient and cost-effective, so it is more suitable for consumption abroad. If your money is used in China, it's best to get a UnionPay card, which is widely applicable and has more preferential activities.