How to use POS to swipe a credit card and POS machine to swipe the card?

The use of credit cards is a non-cash transaction. Generally, when spending in shopping malls, credit cards are swiped with a POS machine. In daily life We can all see it in , and we can see it a lot more on TV. However, do you know how the POS machine swipes credit cards? Next, I will introduce to you the specific steps for swiping credit cards at the POS machine.

How to use POS with credit card

The steps to swipe a credit card on a POS machine are as follows:

1. First, in the first step, we need to enter the information we want to swipe on the POS machine. amount.

2. Swipe the magnetic stripe of the credit card into the card reading slot of the POS machine, or place the credit card chip in the chip reading area of ??the POS machine.

3. Enter the credit card password and click Confirm.

4. After the POS machine passes the verification, the transaction can be completed.

5. After the transaction is successful, the POS machine will print a transaction receipt.

POS is a multi-functional terminal that can be installed in credit card merchants and acceptance outlets and connected to a computer network to realize automatic transfer of electronic funds. It supports consumption, pre-authorization, and balance. Functions such as inquiry and transfer are safe, fast and reliable to use. It is difficult to obtain basic business information in bulk transactions. The introduction of POS systems is mainly to solve the blind spots of information management in the retail industry. An important part of the chain store management information system.

My friends, after reading the above content about how to swipe credit cards at POS machines, everyone understands the process of swiping credit cards at POS machines. It is actually very simple. First, enter the consumption amount, and then swipe the credit card. Ask the credit card holder to enter the password, confirm, and print the receipt.

The correct way to swipe a credit card

The correct way to swipe a credit card should pay attention to the following points: 1. Repay on time. After using a credit card for consumption, you must repay on time within the specified time. Swipe the card Spending money on shopping every now and then makes you happy, but remember to pay it back.

Second, use more credit cards for normal consumption, such as travel, food and clothing. In the eyes of banks, this is a sign of a certain economic strength. Using credit cards in daily life will have a negative impact on credit cards. Reliance and on-time repayment will produce a good personal credit record, which is a plus when applying for a loan.

Third, when swiping the card, do not swipe the card very frequently, and use up all the credit card limit within a few days or even one day. In this way, the bank will think that the user has malicious cash-out or other illegal activities. The credit card will be frozen immediately. If there is a large amount of consumption within a day, the bank will also reduce or freeze the account.

Fourth, if the user works as a teacher, national civil servant, lawyer, etc., the bank will increase the credit card limit accordingly, and the cardholder can also provide more asset certificates, such as real estate certificate, driver's license, monetary fund or Trust assets and other proof to increase the credit card limit.

I would like to remind everyone that when using credit cards, you must be sure, consume appropriately and reasonably, and consume according to your own economic situation, and should not exceed your repayment ability.

What is the process for credit card payment?

1. Swipe the card at the POS machine, 2. Take the card with the RFID machine, 3. Press the order manually

Instructions

1: Swipe the card at the POS machine

(1) The POS machine reads the cardholder’s magnetic stripe information on the bank card through a card reader. The POS operator enters the transaction amount, and the cardholder enters personal identification information (ie, password). The POS passes this information through The UnionPay center will send it to the card-issuing bank system to complete the online transaction, give information on success or failure, and print the corresponding receipt.

(2) The application of POS enables online consumption of bank cards such as credit cards and debit cards, ensuring the safety, speed and accuracy of transactions, and avoiding complicated labor such as manual blacklist inquiry and order pressing. Improved work efficiency.

Two: RFID machine taps the card

(1) Tapping the card on the RFID machine is a new type of credit card usage method, and it is also a networking method. When tapping a card, the operator should first check the credit card's validity period and cardholder's last name and other information. Then, select the corresponding card machine according to the card issuing bank and the currency type to be paid, enter the corresponding amount, and place the credit card flatly no more than 10cm above the sensor.

(2) The RFID machine will emit a signal after sensing the credit card, and then continue the operation process. After the remote payment accepts the information, the printer (if connected) will print out a receipt for card payment, but it is different from the previous one. The method is different, the cardholder does not need to sign, and it is faster and more convenient than the previous method. At this point, the card sensing program on the RFID machine is completed.

3: Manual pressing

Manual pressing means that according to the bank card acceptance agreement signed between the acquirer and the merchant, the cashier uses an imprinting machine to press the order manually. Complete normal consumption transactions. This method is applicable to credit cards (including credit cards and quasi-credit cards), but debit cards do not have this function.

How to use credit card for consumption

Credit cards can be used in physical stores for consumption, and can also be bound to Alipay or WeChat for consumption, and can also be used for shopping online.

1. Credit card consumption in physical stores

For example, in supermarkets, shopping malls, hotels, restaurants, hospitals, train stations, airports and other places, that is, where there are POS machines, credit cards can be swiped To consume. In these places, you can also use Alipay or WeChat wallet for consumption. Generally, all merchants marked with "UnionPay", "VISA" and other logos support credit card payments.

2. Bind Alipay or WeChat for consumption

Take Alipay as an example. After opening Alipay, click Add Bank Card to bind the credit card to Alipay. Similar to WeChat, in shopping malls or When making purchases elsewhere, use Alipay or WeChat to pay, and then select this bank card to complete the consumption using this credit card.

3. Online consumption

If the credit card has opened online banking, then use Taobao, Vipshop, Meituan and other online payment software or some websites such as airline official websites to purchase When buying air tickets, you can directly choose to pay with a bank card, so you can also use this credit card to make purchases, or bind Alipay and perform payment operations on the corresponding software.

This ends the introduction on how to swipe credit cards and how to swipe the most cost-effective credit cards. Have you found the information you need?