There is no definite answer to this question, and different banks have different times, as do intra-bank transfers and inter-bank transfers.
There is only an approximate time period here.
For ICBC, transfers within the system of less than 500,000 yuan will arrive in real time, and transfers of more than 500,000 yuan will arrive in the account the next day; transfers between banks must be based on the time of the People's Bank of China.
For Bank of China, intra-system transfers arrive in real time between 9:00-17:00; inter-bank transfers arrive in 1-3 working days.
For China Construction Bank, transfers within the system will arrive in real time between 9:00-16:30; inter-bank transfers will arrive in 1-3 working days.
For Bank of Communications, the payment will be received in real time within the system; the payment will be received 24 hours a day across systems.
If you want to attract investment, funds transferred within the system to the same city will arrive in real time. Under normal circumstances in different places, the funds can arrive within 2 working days; inter-bank transfers to the same city can arrive within 2 working days. Under normal circumstances in different places Funds placed can be credited within 5 working days.
For Guangfa, it takes 1-2 working days for intra-system transfers to arrive; inter-bank transfers take 1-2 working days for arrival.
In general, transfers within the system of less than RMB 10,000 will arrive in real time, and transfers of more than RMB 10,000 will arrive the next day; inter-bank transfers will arrive in 1-2 working days.
For Pudong Development Bank, transfers within the system will arrive in real time; transfers across systems will arrive within 24 hours (working days).
For CITIC, all types of transfers will arrive within 1-2 working days.