If you have never held our credit card, you can apply in the following three ways:
1. Please log on to the credit card website/,select "Credit Card Application"-"New Customer Application Channel", and apply for an appointment through the online banking platform of "Easy Appointment and On-site Handling". Fill in the simple reservation information online and wait for the bank's approval. If it is approved, an expert will handle it for you. If you want to do this, please confirm your region first, and whether our bank can provide free on-site appointment (the result will be displayed after selecting the province/city/region);
2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person.
3. You can also call the customer service hotline 4008205555, select "3#" in the voice for credit card application consultation, and then select "1" to transfer the service specialist to register for you, and inform our local staff to contact you to confirm the application. Remind you that the issuance of credit cards is subject to the final audit results.
The most important condition for applying for a credit card is that you 18-60 years old and have a stable job and income. The necessary application documents are copies of your identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. The specific application materials are as follows: 1. Proof of identity: generally, it is an ID card (if a new ID card is used, a copy of the front and back is required), and soldiers need to provide a copy of their ID cards; 2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor; 3. Proof of financial resources: it can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit or an investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.
It usually takes 10 working days from the receipt of your application materials by the audit department to the audit of credit cards. After approval, we will make a card for you within 2 working days, and then send it to you by registered mail according to the billing address. Generally, the sending time of registered letters is 15 days. If you haven't received it for a long time, please call the service hotline 400-820-5555, and select 3# credit card application consultation-1 apply for credit card consultation-transfer to manual service for detailed verification.
If you have any other questions, I suggest you consult "Customer Service Online" /cmu/icslogin.aspx? from = B& amp； Logincmu=0. Thank you for your attention and support!