ICBC credit card points can be redeemed for gifts, annual fees, mileage and other discounts. The most convenient way to redeem ICBC credit card points is to log in to the ICBC Credit Card Points Redemption Mall: /FinanceMarket/Score/Pages/Default.aspx exchange.

ICBC Credit Card Points Accumulation Rules

1. Accumulation rules: Use our bank’s debit cards and credit cards for consumption, including domestic and foreign currency consumption. Foreign currency consumption shall be converted into RMB according to the system’s foreign currency conversion table. Points will be calculated later, and our bank reserves the right to adjust the foreign currency conversion rate of points based on changes in exchange rates. Those who meet the points collection conditions will accumulate 1 point for every RMB 1 spent. Among them, debit card holders only accumulate points when making consumption transactions at our bank's POS merchants.

2. Points will not be accumulated for the following items:

(1) Including but not limited to real estate, car sales, wholesale, hospitals, primary and higher schools, charity and social services, non-profit For merchant consumption in profit-making industries and other industries, as well as financial and government payment transactions (such as insurance, fines, investments, bail bonds, tax payments, etc.), the above information will be adjusted according to the merchant types of relevant institutions such as UnionPay;

(2) If the goods or services purchased with the card are returned for any reason, or the money is refunded due to billing disputes, or other reasons, ICBC will deduct corresponding points based on the amount of the refund;

(3) Points will not be accumulated for online consumption;

(4) Points will not be accumulated for card purchases through third-party payment platform merchants;

(5) Consumption (including foreign currency consumption) If the amount converted) is less than 1 yuan, no points will be accumulated;

(6) If the merchant fails to install and use bank card acceptance machines in accordance with China UnionPay regulations, resulting in points being calculated for transactions that should not be awarded points, our bank will We have the right to deduct this part of the cardholder’s points. Our bank will not be held responsible if the acquiring bank or merchant fails to correctly set the merchant category in accordance with China UnionPay regulations, thereby affecting the accumulation of points.