There is an annual fee for the CITIC White Strip Co-branded Card, but the annual fee can be reduced if it meets the requirements. Users who swipe their cards or withdraw cash once within 30 days of approval can enjoy the annual fee exemption in the first year, and those who swipe their cards or withdraw cash five times in the first year can enjoy the annual fee exemption in the second year. Citic White Bar Co-branded Card is the first credit card with "internet plus" element, which belongs to the gold card level.