If you pay off a credit card with a small amount of 30,000 yuan and keep swiping it back and forth, your credit limit will be reduced.

Because the credit card limit is not fixed, the bank will adjust the limit from time to time based on the cardholder's credit conditions and card usage. If the cardholder shows bad card usage behavior, the bank will adjust the limit from time to time. Credit cards may be reduced. Therefore, if you pay off a small amount of 30,000 on a credit card and keep swiping it back and forth, your credit limit may be reduced.

Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date.