Depending on which bank's credit card you apply for, the more materials you can provide, the higher the amount you can apply for, such as a copy of real estate license, vehicles, social security cards and medical insurance cards, academic credentials, professional title certificates, work certificates, water, electricity and fixed telephone bills for the past three months, personal loan contracts, etc.

Credit card processing conditions:

A person with full capacity who has reached the age of 18 but not more than 65;

Have a stable repayment ability;

A work certificate and income certificate stamped with the financial seal of the unit;

No bad credit record;

Other financial certificates, such as real estate, cars, stocks, bonds, etc.

Credit card processing flow:

1, first find a credit card salesman or lobby teller to fill out the application form. The other party will usually ask you to fill in the application form. You need to fill in your basic personal information, as well as your company phone number, home phone number and my mobile phone number. Two contacts (a relative and a friend) and their mobile phone numbers and fixed phone numbers.

2. After filling in the form, submit the documents and materials to the bank for approval. The bank will decide whether to approve the card and the amount of the card according to the comprehensive score of the information submitted by the applicant. The result is usually rejection or approval. You can enter your ID number in the bank official website to check the application progress. After the approval, the bank will mail the card to your address, and you can use it after receiving the card activation.

Extended data:

Credit card, also called credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The main features of credit cards:

Cash advance deposit is not encouraged. You can enjoy an interest-free repayment period and can repay in installments (minimum repayment amount). Join VISA, Master Card, JCB and other international credit card organizations, which are universal.

It is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range.

credit card

It has two functions: payment and credit. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers.

It is a high-tech product integrating financial business and computer technology.

Can reduce the use of cash currency.

It can provide settlement services, facilitate shopping and consumption, and enhance the sense of security.

It can simplify the collection procedure and save social labor.

It can promote commodity sales and stimulate social demand.

Reference link: Credit Card Baidu Encyclopedia