The card sent to you by the bank comes with instructions, which will contain your credit limit. You can't overdraw your life, but excessive debt is indeed overdrawing your life. The charges for handling fees are as follows:
(1) The daily withdrawal from the credit card ATM of China Everbright Bank shall not exceed RMB 5,000, and each withdrawal shall not exceed RMB 2,000. The daily accumulative withdrawal amount from overseas shall not exceed the equivalent of 1000 USD, the monthly accumulative withdrawal amount shall not exceed the equivalent of $5,000 USD, and the six-month accumulative withdrawal amount shall not exceed the equivalent of 10000 USD.
(2) UnionPay, VISA and MasterCard networks charge a cash withdrawal fee of 1% of the cash withdrawal amount. The lowest charge for domestic cash withdrawal is 3 yuan, the highest charge is 200 yuan, and the lowest charge for overseas cash withdrawal is 15 yuan. The non-UnionPay network charges a minimum of $3 and a maximum of $30 per transaction. The overseas JCB network withdrawal fee is 65438+ 0.5% of the withdrawal amount, with a minimum of $3 and a maximum of $30 each. When the cardholder withdraws cash abroad, other fees charged by the acquiring institution shall be borne by the cardholder.
(3) Cash withdrawal transactions and related expenses do not enjoy interest-free repayment period, and Everbright Bank will charge interest at a daily rate of 0.5 ‰ from the trading day.
If you still don't understand, call the 24-hour hotline 4008- 1-95595 for consultation.