ICBC credit card is usually within one day. Under normal circumstances, if the user's credit status is poor, the information filled in is incorrect, the personal debt ratio is high, and the personal qualification does not meet the application criteria of ICBC's credit card, ICBC will send a notice of rejecting the user's application to the user in the form of SMS within a few minutes. After being rejected, users can call ICBC customer service hotline 95588 to inquire about the specific reasons for rejection.