The card of rural credit cooperatives can be deposited in other banks, and a certain handling fee will be charged, depending on the handling fee regulations of the deposit bank. It is best to deposit in the bank to which the card belongs, or set up a card of another bank, and open the mobile phone transfer function to transfer money, which can save the handling fee.

You can also make deposits through the self-service ATM of other banks, which is convenient and fast, but the handling fee is higher.

Inter-bank deposits must handle related businesses, and the handling fee for deposits in other banks is very high. Different banks can remit money to other banks' accounts by remittance.

Bank deposit and withdrawal methods are different, and the handling fee is also different. For example, ATM deposits and withdrawals are generally each 2 yuan; The handling fee for deposit and withdrawal at the counter may be relatively high.

At present, there are usually two ways for banks to remit money in different places, one is to remit money directly to the bank's counter, and the other is to remit money through online banking or telephone banking. ?

Extended data

The most economical transfer method is as follows:

1. Counter transfer: the lowest cost performance.

Since the National Development and Reform Commission and the China Banking Regulatory Commission jointly issued the Notice on the Government Pricing Catalogue of Commercial Banks, the handling fee for personal counter transfer and remittance shall not exceed that of 50 yuan, and banks generally charge a handling fee of 0.5%- 1% of the remittance amount, and 50 yuan is capped.

2. Online banking transfer: there are hidden costs.

Using online banking to transfer money, the handling fee is basically half or even lower than that of the counter, but there is also a hidden cost of online banking transfer, which is the cost of security tools, such as dynamic electronic password cards, ukey and so on.

3.ATM transfer: the handling fee is 10% off but there is an upper limit.

ATM inter-bank transfer fee is generally 10% off the counter transfer fee, but the daily ATM transfer amount cannot exceed 50,000 yuan.

4. Mobile banking transfer: RMB 6,543.8+10,000 yuan can be transferred from different places through Bank of Communications Mobile Banking, which can be transferred twice, saving the handling fee of 30 yuan.

Baidu Encyclopedia-Transfer

Baidu encyclopedia-rural credit cooperative