The annual credit card fee of China Merchants Bank is RMB 100/year for ordinary cards and 300 yuan for gold cards. The annual fee is charged once a year. If you apply for two cards or supplementary cards at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuing date of your card (the validity period under the credit card number, and the previous date is the issuing date), which is not a natural year. If you successfully apply for China Merchants Bank credit card (except for some card types), the annual fee for the first year will be reduced or exempted in advance by China Merchants Bank or partner credit cards, and the annual fee for the next year will be reduced or exempted for a single consumption for six times within a whole year (non-natural year from the date of issuing the card). And this offer is valid for a long time before the change notice of the new annual fee preferential policy.