When it comes to the bank's ETC business, the Peony Smooth Card launched by China Industrial and Commercial Bank is the first one. This card is not only used as an ETC card, but also a joint credit card, which can enjoy supporting services such as on-site handling of violations and high-speed non-stop charging.
Business functions of Peony Smooth Card: Peony Smooth Card integrates advanced financial IC card and UnionPay standard magnetic stripe credit card, and has the same basic financial functions as Peony Credit Card, such as overdraft consumption, transfer settlement, cash deposit and withdrawal, etc. At the same time, it has special functions such as self-help payment of traffic fines, deduction of highway fees by entrusted agents, purchase of vehicle insurance, and rich value-added services for automobiles.
2. China Construction Bank?
The CCB ETC credit card chooses to give away ETC equipment, which can provide convenient services for on-site installation. The process is relatively simple and popular with users, as long as the original ID card and driver's license, work permit or unit certificate are submitted. Bank staff will come to collect information, and you can make an appointment to install the card at home. ? In addition, the non-financial chip card issued by China Construction Bank on behalf of Beijing Yuntong Technology Co., Ltd. can be used as a special IC card for expressway toll payment in real-name registration system registration system to record the information of customers and vehicles. When the customer's vehicle passes through the expressway toll station, the system will record the traffic record and pay the toll through the bank account bound by China Construction Bank's American Express card.
3. Bank of Beijing
If door-to-door installation is more worry-free, then Bank of Beijing has made great efforts to apply online. The online application of O2O and the online thinking mode of offline door-to-door installation have become its core features. 2065438+On June 8th, 2007, Bank of Beijing, together with Shoufa Group and AutoExpress Company, jointly released the "E-Road Smooth" product, allowing car owners to complete the application and installation of ETC "without leaving the house". ? Users in Beijing who hold Bank of Beijing Le Jia Credit Card or UnionPay Debit Card only need to log in to the "Lesutong" APP, upload the photos according to the prompts, bind the relevant Le Jia Credit Card or UnionPay Debit Card online, select the installation method after verification, and fill in the reserved on-site installation information to complete the application. Online application and on-site service make it no longer the only choice to go to outlets to handle ETC business.
4. China Everbright Bank
The difference between the ETC business of China Everbright Bank and other banks is that the ETC Yutong card of China Everbright Bank needs to be opened. Moreover, this ETC card is a deposit-loan integrated card that is compatible with savings function and credit card function. At present, China Everbright Bank has jointly launched China Everbright Petroleum Accounting Co-branded Card with Zhongyuan ETC and China Petroleum. Users can enjoy the preferential prices of petroleum and gasoline in the province while using ETC cards. At the same time, the truck ETC business has also been fully launched.
Verb (abbreviation of verb) Agricultural Bank of China
A card can not only travel at high speed, but also enjoy the "multi-functional card" of eating, drinking and having fun, which is the main feature that distinguishes the Agricultural Bank Yutong ETC credit card from other ETC banks. This allows credit cards to be integrated with ETC cards and these two cards. When the car passes through the ETC channel, it will automatically deduct money from the credit card without recharging. The credit card is ok every month, and the bill can be printed at the counter of the Agricultural Bank of China. It makes it more convenient for foreign users to bring cards and solves the pain point of users using multiple cards.
6. Bank of China
Not to be outdone, China Bank credit card ETC can realize high-speed traffic and daily consumption. It is reported that the children's card of China Bank ETC Road is inserted into OBU Expressway, and the associated credit card in the background is automatically deducted. At the same time, the credit card is portable, which is convenient for daily consumption, and does not need to be inserted frequently from OBU, which can also avoid the damage of OBU and Lutong cards and prevent the risk of theft.
7. Huaxia Bank
If the major banks have racked their brains to make more innovations in processes and concessions, then Huaxia Bank has solved the problem from the source. Huaxia Bank ETC American Express Card strives for the highest cost performance in the bidding, and has also introduced value-added services such as refueling and cashback. It is worth mentioning that Huaxia Bank American Express Card can also realize overseas cross-bank ATM withdrawals and the first payment is free.
8. Bank of Communications
Bank of Communications can only use the Bank of Communications credit card to handle ETC, and the process is relatively simple, with only ID cards, driving licenses, traffic information cards and other documents, as well as relatively value-added services. Users can apply online, the approval service is faster, and users can also participate in activities such as credit card rebate.
Nine, China Postal Savings Bank
In order to better promote ETC business, improve service capacity, China Postal Savings Bank has carried out internal training of ETC maintenance business knowledge and operation support platform system, and strived to handle ETC business safely and efficiently. At the same time, the card is divided into gold card and ordinary card, which has all the functions of IC credit card of Postal Savings Bank and all the rights and interests of credit card of the same level, and has the function of paying highway tolls with traffic card.
Ping an bank
Ping An Express Card launched by Ping An Bank adopts two business models, one is prepaid stored-value card and prepaid card, and the other is prepaid card of post-paid withholding business bound to bank account. In addition, you can also enjoy a 50% discount on the label fee of its American Express card, which is also used in combination with Ping An Credit Card. It is worth mentioning that the value-added service of Ping An Bank American Express Card is that any credit card can be withheld, and you can also enjoy the refueling discount if you choose the owner card.
Extended data:
ETC is a non-stop electronic toll collection system, and ETC lanes are used for vehicles equipped with ETC on-board equipment.
ETC (Electronic Toll Collection) system is the most advanced road and bridge toll collection method in the world. The vehicle-mounted electronic tag installed on the windshield of the vehicle communicates with the microwave antenna on ETC lane of the toll station in short distance, and the computer networking technology is used to make background settlement with the bank, so that the vehicle can pay the road and bridge fees without stopping at the road and bridge toll station.
References:
Baidu encyclopedia -etc credit card