Which credit card is better, Minsheng or Pudong Development Bank?
Both are very good, it all depends on personal needs.
1. Minsheng Credit Card:
1. Minsheng Dual Currency Credit Card has dual accounts in RMB and US dollars, and domestic and overseas settlements are automatically converted, and overseas consumption payments can be made in both currencies, allowing Cardholders can experience the convenience of using Global Express.
2. Minsheng Credit Card will flexibly grant credit limits based on the cardholder's credit status. You can spend within the credit limit first and then repay, and enjoy an interest-free repayment period of up to 51 days. During holidays and when customers go abroad, Minsheng will take the initiative to increase the temporary limit for customers, and will also actively increase the limit for customers who continue to use their cards in good condition.
2. Pudong Development Credit Card:
1. Pudong Development Credit Card has all the basic functions of a general credit card, including: you can make purchases at more than 20 million merchants at home and abroad and 840,000 merchants at home and abroad. The global function of withdrawing cash from Taiwan's ATM; you can consume first and repay later with an interest-free repayment period of up to 50 days; you can freely control the revolving credit function; and you can share the supplementary card function with your family.
2. Pudong Bank Credit Card is a credit card that is settled in RMB and USD respectively. When the cardholder uses the card within China, the payment will be settled in RMB; when the cardholder uses the card outside China, the payment will be settled in US dollars. After returning home, the cardholder can choose to return the overseas consumption amount in US dollars or RMB.
Which Guangfa Pufa Minsheng Credit Card is better
Minsheng Credit Card is better because Minsheng Credit Card has many business outlets and can conveniently handle various credit card services in person. There is also Minsheng Bank. Attentive service and low credit card service fees.
China's top ten most valuable credit cards
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China's top ten most valuable credit cards
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China’s top ten most valuable credit cards are as follows:
1. Minsheng Bank Diamond Credit Card, Among the domestically issued credit cards, the best one should be the Minsheng Bank Diamond Card. Although the color of the card is not black, its credit limit can reach up to 3 million yuan, and the annual membership fee is as high as 10,000 yuan.
2. ICBC Peony Platinum Card claims to have only 7,000 users worldwide. As one of the four major state-owned banks in China, the card issuance standards of Peony Platinum Card are quite strict. Individuals cannot apply on their own initiative and must be invited by the bank to apply.
3. Everbright Bank Yanhuang Credit Card-Platinum Card, special features: super high aviation insurance.
4. CITIC Bank Air China PhoneMiles CITIC Credit Card, platinum card, special features: the first platinum Air China PhoneMiles Credit Card.
5. CITIC Bank CITIC STAR dual-currency credit card, platinum card, special features: global airport VIP room privileges.
6. Everbright Bank Everbright Golf Credit Card, Platinum Card, special features: Enjoy golfing services at a discount of 50-30% off the visitor price at more than 150 courses across the country.
7. Everbright Bank Sunshine Business Travel Credit Card, platinum card, special features: VIP enjoyment, optional.
8. China Merchants Bank Platinum Credit Card, Platinum Card, special features: national discount stores.
9. Shanghai Pudong Development Bank Pudong Development Credit Card, platinum card, special features: RMB/USD dual-currency settlement.
10. Pufa Dream Card, a personalized private customized service, has distinguished VIP services at many airports and high-speed rail stations at home and abroad, as well as preferential services at international hotels, with no annual fee, overseas You can also get high cash rebates on your purchases.
Which Minsheng credit card is worth getting? Recommend a few entry-level livelihood cards!
China Minsheng Bank’s credit card is not outstanding among many banks. It is not as famous as China Merchants Bank, nor does it have as many activities as Shanghai Pudong Development Bank.
But the Minsheng Bank credit card activity is one of the favorites of the Wool Party.
1. Basic knowledge
1. Minsheng credit card account merging is the same as China Merchants Bank. Even if you apply for 100 Minsheng credit cards, you will only have one account and only one bill and repayment. Just pay it back to any card.
The advantage of merging accounts is that it will not pollute personal information. Veterans who participated in the Minsheng UnionPay 62 activity for several months at the end of last year all know this.
2. There are basically no points for online payments with Minsheng Credit Cards, but points for offline payments in most life scenarios.
Note that there are no points for cheering on MCC.
Minsheng credit card points are usually valid for 3 years.
3. The Minsheng credit card levels are regular card, gold card, standard platinum card, deluxe platinum card, American Express Centurion platinum card, diamond card, unlimited card and American Express Centurion black gold card.
Gold Card: 300 yuan per year, one purchase within two months of placing the card is free for the first year, and if you make 5 or 1 payment, the annual fee for the next year is waived;
Standard Platinum Card: 600 yuan per year. If you make one purchase within two months of purchasing the card, it will be waived for the first year. If you accumulate points for 18 purchases or 50,000 yuan in that year, the annual fee will be waived for the next year;
Deluxe Platinum and above are all available. It is a rigid annual fee.
2. A few entry-level credit cards
1. Minsheng in card
This is Minsheng’s leading lady, and no matter what activities, he is indispensable.
Main activity: 1 point to redeem a Starbucks large cup e-voucher.
The event is valid until September 30, 2017, and there is a 99% chance of renewal.
2. Minsheng Cheche Card
I think this is Minsheng’s best credit card, especially the Cheche Standard Platinum Card, which is the most cost-effective.
Main activities:
Gold Card: If you spend 1,500 yuan or more in monthly points, you will get 2 free car washes of 1 yuan, and 5% of the gas money will be refunded (maximum 50 yuan, 1,000 yuan required for gas) ;
Marked: If you spend 2,500 yuan in monthly points, you will get 4 free car washes for 1 yuan, and 8% of the gas money will be refunded (up to 100 yuan, 1,250 yuan is required for gas);
Hao Bai: If you spend 3,000 yuan in monthly points, you will get 4 free car washes for 1 yuan, and 15% of the gas money will be refunded (maximum 200 yuan, 1,335 yuan required for gas).
It is now very convenient to receive gas rebates, so don’t miss it if you own a car.
Why is Minsheng Car Card so recommended?
Because there are no restrictions on gas stations, 5541, 5542, etc. can participate.
3. Minsheng Baitiao Co-branded Card
Main activities:
The activity will last until the end of February 2018.
3. People’s Livelihood Activities
1. The first people’s livelihood activity is “People’s Livelihood Everyday”
The activity will last until May 20, 2018. The most valuable things every day for people’s livelihood are food coupons on Fridays and movie coupons on Saturdays.
2. Every Tuesday from September 12th to November 7th (10:00-23:59), Minsheng Credit Card customers can purchase physical goods in JD Mall (PC and mobile) using Minsheng Credit Card JD.com If the payment is successful and the transaction is completed, you will get an instant discount of 30 yuan for a single transaction of 200 yuan or more. The first 2,000 users are limited to participate every day.
Each cardholder can only enjoy one discount per day.
3. Every Tuesday from November 14th to January 2nd (10:00-23:59), Minsheng Credit Card customers will use Minsheng Credit Card JD.com to purchase physical goods in JD Mall (PC and mobile). If the payment is successful and the transaction is completed, you will get an immediate discount of 50 yuan for a single transaction of 300 yuan or more. The first 1,500 users are limited to participate every day.
Each cardholder can only enjoy one discount per day.
There are many other small activities that I won’t list one by one.
Which one is better to cancel Minsheng or Pudong Development Credit Card?
Cancel Pudong Development Credit Card.
1. According to relevant query information, Minsheng Credit Card has few restrictions on online consumption and has many points activities.
2. Minsheng Bank offers free handling fees, and Minsheng’s VIP service is also quite good.
Credit Card Comparison: Which is the better Forbidden City co-branded credit card between Pudong Development Bank and Minsheng?
Minsheng Forbidden City cultural and creative themed credit card is a cultural series product issued by Minsheng Bank nationwide. The card has a chip magnetic stripe It is a composite card and is a dual-interface IC card (that is, it has both contact and contactless card consumption functions).
1. The card is valid for 5 years.
2. Card levels include: gold card and white card.
3. Card brand and account: UnionPay, RMB-USD account.
4. Limit range:
(1) Gold card: 3,000 yuan-50,000 yuan;
(2) White card: 10,000 yuan-100,000 yuan .
5. Shipping method:
(1) Gold Card: Newly issued cards for the first online application are mailed by standard EMS, replacement cards, card renewals, second cards applied online and online All new cards issued through offline channels are sent by registered mail;
(2) White-labeled cards: Newly issued cards, replacement cards, and card renewals are mailed by standard EMS.
6. Application channels: Currently, only online application channels are supported.
Exclusive benefits of the Forbidden City Cultural and Creative Theme Card:
1. Forbidden City Cultural and Creative Cute Day: Every Friday, you can enjoy spending on peripheral gifts with the card in the offline cultural and creative gift stores of the Forbidden City. 5% off discount;
2. Privilege of the Forbidden City Ice Cellar: Every Saturday, you can enjoy a 10% discount when you dine at the Forbidden City Ice Cellar with your card;
3. Children’s Experience Center: You can bring this with you Children are given priority to experience the Children’s Experience Center of the Forbidden City and participate in game interactions.
The benefits of the two credit cards have their own merits, which depend on the applicant’s needs.
That’s it for the introduction of Minsheng Pudong Credit Card.