1 Cash withdrawal fees and interest

The bank not only deducts a certain fee every time you withdraw cash, but also charges 0.05 of the cash amount every day from the day of withdrawal. The interest, in addition, includes compound interest.

2 Installment fee

In order to ease the repayment pressure, while others pay protection fees to the bank for cash withdrawals, they generally choose to use credit cards to repay in installments. However, doing so usually requires paying the bank a one-time or monthly installment fee. The amount of the fee depends on the total personal installment amount, the selected period, the number of selections, the number of selections and the corresponding interest rate.

3 annual fees

The annual card fee is the management fee charged by the bank to the cardholder every year. It is generally charged according to the credit card level. There is no annual fee for the ordinary gold card, and there is no annual fee for swiping 6 ordinary cards, and the fake platinum card is also free for swiping a specified amount. In particular, I would like to remind you that some banks will call and invite you to apply for a platinum card for business purposes. This requires an annual fee and cannot be deducted with points.