If you apply for a CMB credit card, there is a CMB in the local area, age 18-60. If you can provide ID card, work certificate and income certificate, you can try to apply. If you apply for a car card, you need to attach a copy of the driving license. If the local branch has clear regulations, the regulations of the local branch shall prevail. The issuance of credit cards is subject to the final audit results. 1, the credit card is mainly to spend first and then repay, and use the bank's funds to spend in advance and enjoy the interest-free period. This is a financial management method. 2. Credit card is not a savings card, and the deposit in credit card will not settle interest. 3. Credit cards can be used as payment tools, and can be directly consumed through POS machines installed by merchants or online payment platforms. 4. The bank will also provide you with various forms of integral, discount, installment, lottery, promotion and other activities. Credit card is also the main international payment tool. You can shop conveniently on overseas and international websites. If you travel and stay in a hotel, only a credit card can complete the hotel pre-authorization for you.