To apply for a credit card of China Merchants Bank, you need to meet the following conditions:

1, aged between 18-60, with full capacity for civil conduct;

2. Can provide valid identity documents, and foreigners living in China, Hong Kong, Macao and Taiwan can provide passports, residence permits or employment certificates and other relevant identity documents;

3. Have a stable and legal source of income;

4. Personal credit status is good and there is no bad credit record;

5. Other conditions or regulations required by China Merchants Bank.

With credit cards, China Merchants Bank has created more than 100 kinds of new products and services, adhered to the mode of cross-industry cooperation, and successively cooperated with leading enterprises in different life fields such as department stores, tourism and sports consumption to provide cardholders with products and functional services in a dual sense. In September 2007, China Merchants Bank took the lead in putting forward the concept of "five-fold security" credit card service, which consolidated its leading brand position in the industry.

What are the requirements for credit card processing?

Conditions required for credit card processing:

1. There is a certain age requirement for handling credit cards, that is, 18 to 60 years old, with full civil capacity.

2. You need to provide corresponding valid identity documents, and truthfully fill in your own information when applying for a credit card, including identity information and academic information.

3. Applicants should have a fixed work unit, a stable source of income and the ability to repay loans.

4. Banks also need proof of income and financial resources, including copies of passbook and real estate license.

5. proof of residence is required, which can be a copy of the household registration book or a proof issued by the street.

6. Personal credit records should meet the requirements of banks, and a good credit record is required for handling credit cards.

A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. The form of credit card is a card with the name of the issuing bank, expiration date, number, cardholder's name and other contents printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

What are the requirements for credit cards?

First, the Bank of Communications credit card processing conditions

1. Principal card applicant: 18-60 years old;

2. Supplementary card applicant: 16 years old, with civil capacity;

3. Apply for an ordinary credit card: the annual salary before tax is 24,000 yuan; Apply for a credit card gold card: the annual salary before tax is 80 thousand yuan;

4. Retirees and housewives: the annual income is 24,000 yuan, and proof of own property or vehicle is required;

After the above conditions are met, the corresponding supporting documents need to be submitted.

Second, ICBC credit card processing conditions

1, age 18 (inclusive);

2. Have full capacity for civil conduct;

3. The work unit or fixed residence is in the location of the card issuer;

4. The income is stable, higher than the local average.

Consumers who meet the above conditions can apply for Peony Credit Card at any branch of your local Industrial and Commercial Bank.

In addition, after the credit card is successfully processed, no more than two supplementary cards can be processed for the spouse, parents or children above 13.

Three, China Agricultural Bank credit card processing conditions.

(A) the main card processing conditions

1. The team leader must be an individual with full civil capacity at the age of 18;

2. The applicant must be the head of the rural household registration or other family members designated by the head of the household, and each household is limited to one person;

3. Fill in the application form when applying, and handle it with the household registration book and resident ID card.

(2) Conditions for handling supplementary cards

1. The applicant who belongs to the card must be the family member of the main cardholder, and the main cardholder shall apply to the local branch of the Agricultural Bank on his behalf.

2. Fill in the application form when applying, and provide the resident ID card and household registration book of the main cardholder and the supplementary card applicant.

Four, China Merchants Bank credit card processing conditions

Applicants should be 18~60 years old (foreigners 25~60 years old), have certain economic ability and good credit record. Please refer to the actual audit of China Merchants Bank for the credit card application results.

Five, the construction bank credit card processing conditions

(A) the main card processing conditions

1, age 18 to 70, with full capacity for civil conduct;

2. Have a stable occupation and income, be able to repay the principal and interest on time, and have a good credit.

It should be reminded that according to the regulations of the China Banking Regulatory Commission, college students who have reached the age of 18 must implement the second repayment source when applying for a card. Therefore, your parents (or relatives) will need to fill in and submit relevant application materials when you apply for a card.

(2) Conditions for handling supplementary cards

1, with full capacity for civil conduct or 13 years old or above with limited capacity for civil conduct;

2./Kloc-Under 0/8 years of age, the supplementary card must be approved by its legal guardian, and only the supplementary card of its legal guardian can be processed.

Six, China bank credit card processing conditions.

All China citizens who have reached the age of 18, have full capacity for civil conduct, have a legally stable income, foreigners who have the right of abode in China, and compatriots from Hong Kong, Macao and Taiwan can apply for a China bank credit card locally.

Seven, Minsheng Bank credit card processing conditions

The main card applicant must be at least 18 years old (foreigners, Hong Kong, Macao and Taiwan people must be at least 25 years old), and the auxiliary card applicant must be at least 13 years old (children of non-main card applicants must be at least 18 years old). In addition, the main card applicant must have a legitimate occupation or a stable income.

Eight, CITIC Bank credit card processing conditions

The applicant must be a natural person aged 18-60 with full capacity for civil conduct;

Nine. Conditions for handling credit cards of Guangfa Bank

1. The resident city has branches of Guangfa Bank;

2. The age meets the requirements of Guangfa Bank;

3. Have a stable job and income;

4. Fill in the credit card online application materials as required.

The introduction of the requirements for handling credit cards ends here.