1) Contact the bank to report the loss as soon as possible to avoid further expansion of the loss and transfer the responsibility after the loss is reported to the bank.

2) Immediately call the police, obtain evidence of alibi and the "Report Record Sheet", and prepare evidence for rights protection.

3) Contact a lawyer immediately to minimize possible risks. Don't worry that contacting a lawyer will take too much time. For a simple case, a lawyer can generally clarify the ins and outs within 5 minutes and give corresponding opinions.

4) Repay the loan according to the agreed time.

At present, courts in various places have very different judgments on who should bear the responsibility after a credit card is stolen. In the same situation, some judgments are entirely borne by the merchant who swiped the card, and some judgments are borne by the cardholder. All judgments are borne. Some judgments are 50% or 30% borne by the credit card holder, while others are borne by the card merchants and banks.