Handling fee per installment = total installment amount × handling fee rate per installment. The minimum handling fee for each installment is 5 yuan, 0.9% for the third installment, 0.75% for the sixth installment, 0.70% for 10 installment, 0.66% for 12 installment, 0.68% for 18 installment and 0.68% for the 24th installment. Whether the bill installment application is approved or not shall be subject to the comprehensive evaluation results of our credit card center.
If the application is successful, the handling fee for each period is =7500*0.9%, and the principal payable for each period is =7500/3.
After the bill installment application is successful, the current bill only needs to repay the amount other than the bill installment, and the amount of the principal payable in the first installment (the principal payable in each installment = the total installment principal ÷ the number of installments) and the handling fee are reflected in the next month's bill.
Once the bill installment application is approved, it cannot be revoked, nor can the installment amount and number of installments be changed. The outstanding installment funds in a successful bill installment business need to be paid off in advance. If necessary, you can call our credit card customer service hotline to apply. After the application is approved, the unpaid principal and handling fee will be settled in one lump sum, and the bill amount will be paid in one lump sum. (The business card has no installment business)
Installment of bills is not allowed for the following transactions: cash advance transaction, installment payment transaction and various fees (such as annual fee, interest, late payment fee and other credit card fees), real estate transaction, pre-authorization transaction and other transactions specified by our credit card center. (The business card has no installment business)