When applying for a high-value credit card, you need to provide relatively good proof of income and property before your application can be approved.

Credit card application conditions:

Have full capacity for civil conduct, be between the ages of 18 and 70, have a legal and stable occupation and income, have good credit status, and have the ability to repay on time Natural persons with the ability to pay principal and interest (including Chinese citizens with full capacity for civil conduct, foreigners with fixed occupations and residences in my country, and compatriots from Hong Kong, Macao and Taiwan) can apply for the Dragon Card (dual currency) credit card.

Working conditions are: work in the local bank that issued the card, hold the current position for six months or more than one year plus the previous job (previous occupation); the annual income must meet the standards stipulated by the local branch (such as Some branches require it to reach 20,000 yuan, and some branches require it to reach 15,000 yuan), which can be calculated based on the monthly salary for thirteen months. In addition, applicants with a certain social status or whose annual income reaches 5 times the per capita annual income in the area under the jurisdiction of the card issuing bank and who have excellent credit can be issued a gold card upon the applicant's application or with his or her consent.

Credit card application method

Application location: 1. Each bank branch; 2. Staff of the local bank’s credit card center.

Application conditions: 1. Be at least 18 years old; 2. Have stable repayment ability.

Submit proof: 1. ID card; 2. Work certificate or income certificate; 3. Work phone number, home phone number and personal mobile phone number; 4. Tax payment certificate or property and vehicle in your own name; 5. Other bank credit cards wait.