In most cases, the credit card applied by the applicant has a certain amount, but the amount is different. Especially for college students or users with poor personal credit, it is more common to apply for zero credit cards, so cardholders need not worry too much. How to use zero credit card limit?

How to use the zero card limit?

When users get the zero card limit, they can deposit the money into the credit card and then spend it by swiping it. In short, the credit card limit is zero, but the cardholder can still use the full reduction of credit card payment, or generate credit card points through payment to participate in the redemption activities of the credit card mall. However, it is worth noting that the zero-line credit card wants to swipe the card, and the cardholder must first deposit cash into the card.

The current credit card limit is not static, and the bank will adjust the credit card limit according to the customer's card usage and credit status. If the cardholder has used it for a period of time and his personal credit status is good, he can apply for withdrawal. Moreover, after the credit card is successfully withdrawn and the amount is no longer zero, the customer does not have to continue to deposit money in the credit card.