It doesn't matter. There is a very important factor in applying for a credit card, that is, the industry the applicant is engaged in, which is also the most easily overlooked point for many friends to apply for a credit card.

First of all, for example, many friends apply for credit cards and loans are rejected. In fact, they ignored an important factor, the industry in which your company is located.

For example, you are a self-employed, open a small shop and want to get a credit card for general consumption, but your monthly income is unstable and you can't provide proof of income and property.

Imagine, if the bank can't judge whether you have the ability to repay, will it risk issuing you a credit card? Who will pay you back the overdraft if you lose money one day?

Similarly, if the applicant's industry is not favored by banks, such as employees in high-risk industries such as coal miners, truck drivers, taxi drivers and security guards, or employees in KTV, video game cities, Internet cafes, bars and other industries. It is easy for banks to refuse approval.

In addition, the industry in which the applicant works will determine your success rate and credit limit to a certain extent, because the industry and nature of the company determine the income of the applicant.

Therefore, banks always wear colored glasses for credit card applicants, and applicants have high income in the industry, which shows that applicants have stable income and strong repayment ability.

Compared with applicants with the same qualifications who are engaged in risk industries, employees in industries favored by banks are more likely to apply for credit cards and obtain higher credit lines.

It can be seen that if you want to successfully handle credit cards and obtain high credit, you must choose the right industry.