The Agricultural Bank of China’s deduction system will automatically shut down before 9 p.m., and no deduction service will be performed after the system automatically shuts down. There are two main reasons why the automatic repayment of the Agricultural Bank of China credit card was not successful, namely, failure to arrive in time and delays in the banking system. The banking system will connect to the repayment channels of other banks and third-party payments, and different repayment channels have different arrival times.