1. The minimum repayment amount of a general bank is 10% of the arrears, and the minimum repayment amount is 100! Yours is more than two thousand, with a minimum of three hundred.
The interest rate of installment payment is generally five ten thousandths of the daily interest. If calculated at 2.5K, the daily interest will be 1.5 yuan, and one month will be almost 40 yuan!
3. If you pay it off in one lump sum, there will be no interest on the day of arrival! If you don't have a savings card, it is ok to pay the minimum repayment amount (or any amount higher than the minimum) in the month when money is tight! ), pay it again next month, and the interest is much less!
The above is my own experience in using credit cards for your reference!