Under normal circumstances, loans are approved during the normal office hours of banks, and loans are rarely approved after work at night. If there is, it is a special case. Therefore, it is basically impossible to approve at 9 pm.
What time does the credit department of Anlu Rural Commercial Bank get off work?
8: 30 am (or 9: 00 am) to 17: 30 pm (or 16: 30 pm) from Monday to Friday.
9: 00 am-65438+07: 00 pm on weekends and legal holidays; The business hours of the company are from 8: 30am to 2: 00pm12: 00pm from Monday to Friday, and the company business is not handled on weekends.
Due to different regions, the working hours of rural commercial banks are slightly different. Please consult your local outlets for details. Extended data:
Ruralcommercialbank, referred to as rural commercial bank, consists of farmers, rural industrial and commercial households and enterprises within its jurisdiction.
Joint-stock local financial institutions composed of industrial legal persons and other economic organizations.
What time does China Construction Bank get off work?
Official website of China Construction Bank showed that all branches of CCB were closed at 17: 00 pm.
Specific business hours:
1. Business hours on private working days: 09:00- 17:00.
2. Business hours for private holidays: 09:00- 17:00.
Business hours on weekdays: 09: 00-12: 0014: 00-17: 00.
Extended data:
1, personal housing loan business
Personal housing loan business refers to loans issued by CCB or natural persons entrusted by CCB to purchase, build and overhaul various types of housing in Chinese mainland cities and towns. CCB's personal housing loan business mainly includes personal account housing loan and personal housing mortgage loan (including personal first-hand housing loan, personal second-hand housing loan, second-hand housing loan, personal commercial housing loan and personal housing mortgage loan). ), provident fund personal housing loans and personal housing portfolio loans.
20 14 10 10 started on October 9th. CCB supports the reasonable housing loan demand of residents' families. For families who purchase the first home by loan, the minimum down payment ratio of the loan is 30%, and the lower limit of the loan interest rate is 0.7 times of the benchmark loan interest rate. According to the borrower's purchase situation, credit history, repayment ability and other factors.
2. Credit card business
China Construction Bank, as a state-owned bank that set foot in issuing credit cards earlier in China, has many kinds of credit cards.
Source: Baidu Encyclopedia-China Construction Bank
When does the customer service usually call back after work for the loan application of Industrial Bank?
Get off work in the morning 12. Get off work in the afternoon 17. No call back on holidays and sundays. Industrial Bank Co., Ltd. (hereinafter referred to as "Industrial Bank") was established in August 1988. It is one of the first joint-stock commercial banks approved by the People's Bank of the State Council and China. It was officially listed on the Shanghai Stock Exchange in 2007, and its head office is located in Fuzhou.
Does the bank loan work on Saturday and Sunday?
Banks are not allowed to handle loan business on weekends. Bank loans are not allowed on weekends. (1) On Saturdays and Sundays, only the business hall of the Bank works normally; (2) The company is closed down; (3) The account manager, accountant and other management personnel are not on duty; (4) If you need to handle the loan business, you need to go to the bank to handle the loan business during working hours on weekdays. 2. At present, the business hours of domestic banks are basically the same:
Personal affairs: every Monday to Sunday from 9:00 am to 7: 00 pm/kloc-0.
3. Company business: Monday to Friday, 9:00- 12:00 at noon and 13:00- 17:00 in the afternoon.
4. In case of national holidays, the time will be adjusted accordingly, and the specific bank will inform you separately; If the wire transfer deadline is set, the business will be stopped within half an hour after work in the afternoon.
Development information: banking hours:
1. ICBC working hours: 8: 30 am-5: 00 pm, and some windows are closed at noon; There is no company business from 9 am to 4 pm on Saturday and Sunday.
2. The working hours of Agricultural Bank of China, that is, the counter opening hours are: from 8:30 am to 17:00 am every Monday to Friday, and from 9:30 am to 16:00 am on Saturday and Sunday.
3. Business hours of China Post: 8 am and 5 am. It closes at 4: 30 in the afternoon, and some areas distinguish between winter and summer.
4. Working hours of China Merchants Bank: Monday to Friday: 8: 30 am to 5: 00 pm; Saturday: 9 am to 4: 30 pm
: loan procedures: 1. Loan application.
2. Credit rating evaluation. The bank evaluates the borrower's credit rating.
3. Loan survey. Banks should investigate the legitimacy, safety and profitability of borrowers.
4. Loan approval. Banks carry out loan approval in accordance with the loan management system that separates loan approval from grading approval.
5. The bank signs a loan contract with the borrower.
6. Loan issuance. Banks should issue loans on schedule in accordance with the loan contract.
7. Post-loan inspection: The bank conducts follow-up investigation and inspection on the borrower's performance of the loan contract and the borrower's operation.
8. Repayment: When the loan expires, the borrower shall repay the loan principal and interest in full and on time. If extension is required, the borrower shall apply to the bank for extension before the loan expires. The bank decides whether to issue loans.
What time do rural credit cooperatives usually get off work?
The analysis is as follows:
First, the rural credit cooperatives in cities:
Working hours are usually 7:40 in the morning, waiting for the escort handover-8: 00 in the morning (9: 00 in some places). Rest for half an hour at noon 12 (there is no rest in some urban areas, only loan officers, counter heads and directors can rest until 14), and close at night 17:50, 19.
2. The business hours of rural credit cooperatives are from Monday to Sunday, from 8: 00 a.m. to 5: 00 p.m. from Monday to Friday, and they can open at any time without rest at noon.
However, on Saturday and Sunday, it is closed to public or unit business, and only personal savings business can be handled. Working hours are generally 9: 30- 16: 00.
Extended data:
product function
1. Pay electricity, liquefied gas and tap water charges on behalf of customers, and provide services such as cash payment or bank account withholding.
2. Provide service channels such as counters, self-service terminals, convenience points and online banking.
3. The withholding business only supports the processing of bank accounts.
Service object
Power companies, liquefied gas companies, water companies and their users.