1. Formal and reliable: CCB Finance is a subsidiary of CCB, with a formal financial license and is supervised by relevant departments. This means that CCB Financial abides by laws and regulations when handling loan business, provides legal and compliant loan services, and provides customers with safe and reliable lending channels.

2. Reasonable interest rate: The interest rate of CCB's financial loans is determined according to relevant national laws, regulations and policies. Compared with some illegal financial institutions or loan sharks, CCB Financial's loan interest rate is relatively reasonable, which can provide customers with relatively favorable loan conditions.