1. Credit card application can be handled through the bank counter or online.

2. If handling at the counter, you need to bring your ID card to the bank, explain your purpose to the staff, and fill out the credit card application form according to the requirements of the staff.

3. Generally, there will be a reply in half a month. If the application is successful, you will receive the corresponding letter with a credit card within one month.

4. To apply online, just open the bank's APP, find "Apply for Credit Card" in the interface, click to enter, follow the prompts and enter information to submit the application.