1. Your non-UnionPay foreign currency transactions will also be recorded in RMB, resulting in RMB arrears, and foreign currency deposits will not offset your consumption.

2. If deposits, returns, tax rebates and other businesses are handled in foreign currency accounts, they are still accounted for in foreign currencies, resulting in foreign currency deposits.

3. BOC does not support the direct repayment of RMB account arrears by foreign currency account deposits for the time being. You can withdraw your foreign currency (that is, the credit balance of foreign currency) for free at BOC outlets, and deposit it in the card after completing currency conversion according to the instructions of outlets.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.