Online credit card application has passed the trial. What should we do next? It takes about 1 to 2 months for you to apply for a bank SMS notification card.
What should I do next after the online application for Guangfa Credit Card has been approved? After the approval, the bank will give you a card. After the card is finished, it will issue it to you, and you will be notified by SMS when issuing it.
What if Xiaogan fails to apply for a credit card online? If you need to handle our credit card business, the credit card audit needs our system to conduct a comprehensive evaluation, with many reference factors, such as age, job stability, income, credit history and so on. If the audit fails, we will generally send you a notice letter by ordinary mail within 3 working days, and there is no email or SMS notice for the time being. If the applicant's work or financial information changes, he can resubmit the information after 3 months. We will properly handle all application materials submitted by applicants to ensure privacy and safety.
(If you have any questions about other CMB credit cards, please search for "4008205555" among QQ corporate friends and add "CMB Credit Card Center" as your friend; Or search for "cmb4008205555" on WeChat, and pay attention to "China Merchants Bank Credit Card Center" for consultation. Thank you for your attention and support to China Merchants Bank! )
What about the credit card? The online application failed the review. What about the credit card delivered to your door? Applying for a credit card requires certain conditions, such as work unit, income certificate, education, etc. For large credit cards, the applicant also needs to show other property certificates, and the personal account is in the bank; However, there are many industry salesmen on the market, and you can consult in detail about the specific conditions. Regular ones generally do not charge any fees. However, it is ok for some people to apply for a credit card to find an intermediary, and some handling fees are stubbornly charged in the middle. I wish you a happy life and hope it will help you ~ I hope it will be adopted!
Why does online application for credit card review fail? Condition 1: It is the easiest to apply for a card by card. 2. Shanghai social security has been completed for half a year. 3. College degree or above. Unit certificate 4: the bank has a mortgage. If there are several kinds of satisfaction, just satisfy one; The online card processing rate is very low. Find a salesman or go to an offline bank.
Do not meet the conditions for handling credit cards or fail to connect the verification phone;
First, the bank credit card application conditions
1. The applicant is between 18-60 years old;
2. Have a stable job and income;
3. Personal credit record is good.
Second, the bank credit card application materials
1. Identification: generally, it is an ID card (if a new version of ID card is used, a copy of the front and back is required), and soldiers are required to provide a copy of the military ID card;
2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/license;
3. Proof of economic source: it can be a payroll record issued by a bank, or an income tax withholding certificate, or a document that proves the market value of a house, car, deposit, investment, etc. (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove the economic level.
4. Other files for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc.
Apply for a credit card online,
It's hard to pass.
The failure rate is 99%,
You'd better go to the bank counter.
Explain that your personal conditions do not meet the application criteria for bank credit cards. It will be helpful for your application if your relatives provide proof of income source and have a good credit record. I hope it will help you and I hope it will be adopted.
First, the reasons for the applicant's basic information, such as 18 years old, the occupation is restricted to bank credit cards, the information is not detailed, and the payroll information is not detailed.
Second, the reasons for the applicant's credit information, such as the applicant's repeated application, unstable work, poor credit record and poor contact with the applicant;
Third, there are other reasons, such as the contact person is unaware or unwilling to be a contact person, the applicant's health reasons, the contact person does not meet the requirements and so on.