First of all, to the bank outlets, the process has the following steps:

1. Fill in the credit card application form at the bank and submit personal certificates and other related materials. Among them, the application form contains information such as income and position, and must be truthfully filled in.

2. Wait for the approval of the bank. Users can check the credit card application process on the website of the bank they run.

3. After the bank is approved, it will be delivered to you by credit card. If the audit fails, you will receive a short message from the bank.

Second, you can apply for a credit card online. For example, applying for China Merchants Bank credit card online is divided into the following steps:

1. Click "Credit Card" on the official website interface of China Merchants Bank to start applying for a credit card.

2. After entering the interface of China Merchants Bank's one-card credit card system, click "Do Card".

3. Select the type of credit card you want to apply for, and then click Apply Now. Fill in and complete the required personal data as required, and then click Submit.

4. Wait for the approval of the bank. After approval, the bank will send you the credit card.