Isn’t the Yiqiang card type a credit card?

One Wallet is a mobile payment software launched by Ping An Insurance (Group) Co., Ltd. of China. Yiqianqian provides users with functions such as paying utility bills, paying back credit cards, recharging mobile phones, and transferring funds.

It cannot be regarded as a credit card, but it has the functions of a credit card. It is an innovative software.

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