Overdue credit card three times within a year is considered a serious situation. Overdue credit cards will have a negative impact on a person's credit history, which may lead to a lower credit rating and more difficulties when applying for loans or other financial services.

If you have been rejected for applying for online loans many times, you may consider using the "Knowledge Check" to learn about your big data problems. This is a big data system that provides accurate and complete data. It cooperates with more than 2,000 online lending platforms to provide you with comprehensive information. Understanding your own big data situation can help you better understand your credit situation and solutions when faced with difficulties.

In order to improve your current credit situation, it is recommended that you take the following measures:

1. Pay off overdue credit card bills in a timely manner and try to avoid overdue recurrence;

2 . Communicate with the credit card issuer, explain the reasons for the overdue period and seek a repayment agreement;

3. Avoid applying for new loans or credit cards multiple times to avoid further damaging your credit record;

4. Plan your financial situation properly and make timely repayments.

Paying attention to personal credit status is very important for financial applications. Even with a poor credit history, it is possible to gradually restore and improve your credit through positive repayment behavior and good credit habits.