Agricultural Bank, Industrial and Commercial Bank of China, China Construction Bank, Guangfa Bank, Bank of China and other banks have all issued this kind of card, with similar functions, but different preferential strength. Each bank basically has a separate ETC credit card, and the credit card account is used as a deduction account for highway tolls, so cardholders can enjoy the convenience of fast travel.
Note: In most cases, citizens with full capacity for civil conduct (citizens aged 65,438+08 in Chinese mainland) who have certain direct financial resources can apply for ETC credit cards from the issuing bank. Sometimes, legal persons can also act as applicants.
Extended data:
Instructions for handling ETC credit cards:
After receiving the application form and related materials submitted by the applicant, the issuing bank shall review the applicant's credit standing. The contents of the audit mainly include whether the contents of the application form are true, evaluating the credit degree of the applicant, and auditing the relevant information of the personal guarantor.
According to the application materials, the bank will review the applicant's various information and economic situation to judge whether to issue a credit card to the applicant. The factors considered include the applicant's past credit record, the applicant's known assets, professional characteristics, etc. The specific factors and process of the issuer's audit are trade secrets, which are generally difficult for the outside world to understand.
Different card-issuing banks have different standards. Therefore, the same materials may have different credit lines and different types of credit cards in different banks, and even some banks will pass the examination and some banks will refuse to issue them.
Baidu encyclopedia-credit card
Baidu encyclopedia -ETC credit card