How to cancel a virtual credit card? Although the virtual credit card does not have a physical card, as a credit card, its cancellation method is the same as that of a physical card. It can be canceled through the counter and over the phone. Here we introduce cancellation by phone. If you want to cancel a virtual credit card, it is recommended to call the customer service number of the card issuing bank, transfer to manual service, and submit an application to cancel the virtual credit card to the customer service. Customer service will ask the cardholder to provide the valid ID number used when applying for the card to verify the cardholder's identity. Once confirmed, the customer service will help the cardholder cancel the credit card.
Virtual credit card cancellation matters: 1. Virtual credit card cancellation must be handled by yourself, and cannot be done by others. You must understand the card situation clearly before canceling. Some virtual credit cards have independent accounts, and some are affiliated. For physical cards, this needs to be treated differently. If the account is independent, you can cancel it directly, but if it is an affiliated account, you can only cancel the card. 2. Regardless of card cancellation or account cancellation, the cancellation of a virtual credit card must be done with no debt and balance, that is, all debts on the card must be paid off without any overpayment; 3. Just like the physical card, Virtual credit cards also have a 45-day transition period. You must ensure that there are no arrears or balances during this period, otherwise the cancellation will not be successful. 4. Virtual credit cards are relatively secure. If you just don’t want to use the card, there is no need to cancel the card. You can turn off the use switch of the virtual card and enable it again when you want to use it. This operation is more convenient.