1. Online inquiry: Inquirers find and enter the personal credit information platform of China People's Bank, and click "Start
1. Online inquiry: Inquirers find and enter the personal credit information platform of China People's Bank, and click "Start immediately". If the inquirer has an account, just log in. If the inquirer doesn't have an account, he needs to register an account first, and then log in. After logging in, he can check the number of credit cards under his name by doing relevant operations.
2. Offline outlet inquiry: Personal credit report includes citizen's credit card number. Cardholders can query personal credit cards by querying personal credit. Cardholders only need to bring their identity documents to the local central bank outlets to print out their personal credit reports, and then check their credit card bank accounts through the personal credit reports.
That's how the credit card in your name was checked.
How to apply for interest-free installment repayment by credit card
If the cardholder cannot repay all the loans temporarily after the credit card expires, he can apply to the bank for installment repayment, but interest-free installment does not mean that it is completely free, and the bank will charge a certain service fee. Installment payment can be made through online banking or telephone. Although bill installment can reduce the repayment pressure, interest-free installment is not free. Once the bill is divided into stages successfully, even if it is repaid in advance in the future, the remaining service fee will be paid, which is extremely uneconomical.
How to increase the credit card limit
1. Under normal circumstances, after the bank approves the card and maintains the normal use of the credit card for three months, you can apply for increasing the temporary limit; Bank credit cards can apply for an increase in fixed amount after six months of normal use;
2. It is very likely to use bank credit cards for transactions, often make large-scale consumption, and the consumption methods are diversified, which is easy to be recognized as a quality customer by the issuing bank;
3. It also needs credit card spending time. Try to use it between 9: 00 and 22: 00, which is the normal business hours of most businesses;
4. Irregular huge transactions, and timely repayment, can be recognized as quality customers by the issuing bank. It will also be very simple for the card owner to apply for cash withdrawal.
This article is mainly about how to check your own credit card. There are some knowledge points, and the content is for reference only.