Obviously, it's not normal. Credit card processing is completely free, even if bank staff come to handle it at home. If you encounter credit card charges (including "agency fees" and "card opening fees"), it may be fraud.

Pay attention to when handling credit cards:

1. You can go to the bank in official website and mail your credit card through the bank for approval. If you get a new card, you need to activate it at a nearby bank outlet. If there are no bank outlets in this area, the application is not supported.

2. It can also be handled directly at the bank counter, but it is best to call the banking service hotline to ask what proof materials to bring before going (generally, work certificate, identity certificate, income certificate and financial certificate are needed).

3. If you choose a street salesman to apply for a credit card, you should confirm whether the other party has formal documents. Generally, the application form should be filled out first, and then the information should be submitted to the bank for review.