Is China Merchants Bank hungry? What is the annual fee for the co-branded card?
Hungry? Co-branded cards belong to the gold card level of China Merchants Bank UnionPay, so the annual fee is: the main card 300 yuan, the auxiliary card 150 yuan. Moreover, China Merchants Bank has certain annual fee-free concessions for credit card gold cards, such as swiping the card six times a year, exempting the annual fee in the first year and exempting the annual fee in the second year. Therefore, users basically have no annual fee pressure.
According to different card types or card grades, China Merchants Bank sets different standards for charging annual fees for credit cards. The main card 100 yuan, the auxiliary card 50 yuan. Gold card main card 300 yuan, supplementary card 150 yuan; UnionPay Platinum Credit Card: 800 yuan as the main card and 300 yuan as the auxiliary card; Exquisite platinum credit card: main card 800 yuan, auxiliary card 300 yuan; Classic platinum credit card: 3,600 yuan for the main card and 2,000 yuan for the auxiliary card; All-currency international platinum card is free of annual fee for life within the validity period, with unlimited main card 10000 yuan and auxiliary card 5000 yuan.
Domestic people need to be between 18 and 60 years old, and overseas people, including Hong Kong, Macao and Taiwan compatriots, need to be between 25 and 60 years old: the applicant has a certain economic ability and no bad credit record, which means that the applicant needs to have a certain repayment ability, so stable work and income are the best measures. Because the hungry joint card of China Merchants Bank belongs to the gold card level, the credit card quota is generally between1-50,000 yuan, which is higher than the general card quota. Therefore, it is not enough to guarantee 100% card issuance only if the basic conditions are met. The credit card audit of China Merchants Bank pays more attention to academic qualifications. Therefore, when filling in the application information, it is best to fill in a bachelor's degree or above, with an annual income of more than 60,000 yuan, and the work unit is also best a public institution or a well-known enterprise. In addition, providing additional financial proof helps to issue high-value credit cards, such as having large deposits in China Merchants Bank and purchasing wealth management products from China Merchants Bank. These documents can be submitted to the bank when you apply for a card, and you can also submit corresponding supporting documents if you have a car or a house.
It can be seen that when users apply for a joint card of China Merchants Bank, they must meet the conditions for handling the card before they can successfully handle the card. If you want to get a higher credit card, users must submit the corresponding financial proof.