The bank's second-class card is very similar to a credit card, which is mainly responsible for daily financial management, investment and other consumption. The main body of the second type card is the electronic card. Although physical cards are also issued, they are of little use. The funds of the second-class card account come from the first-class bank account. Unlike the first-class card account, the second-class card cannot access cash or transfer money to an unbound account.
At the same time, the daily transfer limit of the second-class card account is 6.5438+0 million yuan, and the annual transfer limit is 200,000 yuan.