ICBC and China Merchants Bank are both good. China Construction Bank, China Everbright Bank and Bank of Communications are also good, and cancellation is also acceptable. Don't run in the bank, it's a drag.

The overdraft limit is approved according to the information you submitted. Usually thousands to tens of thousands.

The first year is basically free of annual fees. Brush several times that year to avoid the next year. Usually three. Five or six times. Easy to implement,