Legal analysis:

After a person dies, the credit card debt needs to be repaid with his estate. If there is no inheritance, the debt will be extinguished. If the heir has inherited an inheritance, he will be responsible for repaying the credit card debt within the scope of the inheritance.

Legal basis:

Article 1159 of the "People's Republic of China and Civil Code" stipulates that when dividing the inheritance, the taxes that the deceased should pay according to law must be paid. However, necessary inheritance should be reserved for heirs who lack the ability to work and have no source of income.

Article 1160 of the "People's Republic of China and the Civil Code" stipulates: The inheritance that no one inherits and no one is bequeathed shall belong to the state and be used for public welfare; the deceased was Those who are members of a collective ownership organization shall be owned by the collective ownership organization to which they belong.

Article 1161 of the "People's Republic of China and Civil Code" stipulates that the heir shall pay off the taxes and debts that the deceased should pay according to law to the extent of the actual value of the inheritance received. This does not apply to the amount that exceeds the actual value of the estate and is voluntarily repaid by the heirs. If the heir gives up the inheritance, he will not be liable for the taxes and debts that the decedent should pay according to law.

Article 1162 of the "People's Republic of China and Civil Code" The execution of a legacy shall not hinder the payment of taxes and debts that the legatee shall pay in accordance with the law.

Article 1163 of the "People's Liberation Army and Civil Code of the People's Republic of China" If there is both legal inheritance and testamentary inheritance or legacy, the legal heir shall pay off the taxes that the decedent shall pay according to law. and debts; the portion exceeding the actual value of the statutory inheritance shall be paid off by the heirs and legatees in proportion to the income from the estate.