The provisions for charging interest are as follows:

The overdraft interest of 1. is 30% off, and the overdraft interest rate is reduced from the standard 18% to 12.6%.

Cash withdrawal interest: overdraft interest at the counter and ATM.

Consumer interest: interest arising from failure to repay in full when consumption expires.

30% discount on overdue overdraft withdrawal and consumer interest rate.

Second, the installment fee is 15% off. The current installment fee of China Bank is 0.6% per installment, and a 5% discount is equivalent to 0.5 1% per installment.

Annual fee policy is free of annual fee for life.