The difference between the two:

First of all, the scope of application of the two is different. Generally speaking, Visa credit cards are more commonly used in the United States, while MasterCard credit cards are more common in Europe.

Secondly, the business scales of the two are different. The business scope of Visa credit card covers more than 200 countries and regions, and the business scope of MasterCard credit card covers more than 210 countries and regions; the transaction volume of Visa credit card is greater than the transaction volume of MasterCard credit card. There are more ATMs in the world that support MasterCard cash withdrawals than those that support Visa credit cards.

Again, the rates are different between the two. There is not much difference in fees between Visa and MasterCard. The specific charging standard of a certain card has a certain relationship with the issuing bank.

Finally, the promotions between the two are different. Cardholders can log in to the official websites of both companies and pay attention to the latest promotions.

In fact, the credit cards of each card issuing organization have their own advantages. VISA and MasterCard are both card issuing organizations with a long history and have great influence around the world. Among them, VISA is more popular in the United States and Asian countries, while MasterCard has greater influence in Europe. Therefore, if you go to Europe, it may be more convenient to use a credit card with the MasterCard logo, while in the United States, you can use a VISA credit card. You can choose based on the overseas countries you often visit.

VISA and MasterCard are the two largest card issuing organizations in the world. They not only issue credit cards, but also provide card payment and settlement services around the world. It allows cardholders to make purchases by swiping their cards and merchants in various countries to collect payments by swiping their credit cards. Currently, credit cards issued by the two card organizations can be used for payment in more than 200 countries or regions.

Extended information:

Comparison of credit card advantages:

For now, there is not much difference between the two international organizations in China. If you often travel in Asia or Australia Or if you want to pay with a credit card, it is recommended that you choose VISA, because VISA accepts more merchants in Asia and Australia. Mastercard's strengths lie in Europe and North America. Friends who frequently travel to Europe and America can choose Mastercard.

Comparison of lost card fees:

There is also another data for your reference, that is, the fees for overseas card replacement. Once you accidentally lose your card overseas, you can contact us. One of the two organizations it belongs to requires reporting the loss. The charging standards of the two organizations are different. The current charging standards are: VISA: US$175/card, Mastercard: US$148/card.

Reference: Baidu Encyclopedia-VISA