After spending with CCB's credit card, you can apply for installment spending, and charge a certain handling fee monthly, excluding interest. For example, if you spend 5,000 yuan in six installments, the handling fee rate is 0.6% (charged monthly). Calculation:

Handling fee: 5000*0.006=30 yuan/month, 6 months. The total handling fee is 30*6= 180 yuan.

Principal: 5000/6=833.33 yuan/month.

Monthly return: 30+833.33=863.33 yuan.

In addition, the installment of consumption should be handled from the end of consumption to the second day before the latest bill date. You can register a real-name registration system user on the credit card website of CCB, enter "My Credit Card", select an unbilled RMB account, click the "Apply for Consumption Staging" button, select the number of stages, and confirm the application information and submit it. Attached Figure: Consumption Stage Rate