ICBC Peony Quasi-Credit Card refers to a credit card product launched by ICBC, which has the functions of transfer settlement, cash deposit and withdrawal, credit consumption and online banking transactions.

the cardholder of ICBC peony quasi-credit card can use this card at ICBC outlets, special merchants, special merchants with "UnionPay" logo and ATMs, and settle accounts in RMB.

The overdraft interest of ICBC Peony quasi-credit card starts from the bank bookkeeping date, and the single interest is calculated according to the daily interest rate of .5%. The longest overdraft period is 6 days.