Let me answer your question. The minimum repayment amount of a credit card is the minimum amount to be repaid when using revolving credit. If it is difficult to repay all the payables before the due repayment date, the repayment can be made according to the minimum repayment amount stipulated by the issuing bank. But in this way, you will not enjoy the interest-free repayment period. The specific calculation method is generally not less than 10% of the outstanding balance. Actually, you don't need to calculate it, because every statement will tell you the minimum repayment amount, which shall prevail.